I met a guy from America through the interent ,I met him and stayed pretty often . Our situation was just like you guys .no physical contact ,It was ok at the begining , It made me feel comfortable with him .I felt I was safe with him .He looked nice person to me ,actually nice person.

I thought I would be his girlfriend since I could tell he liked me and I liked him too. But he didn't make action for a while .therefore I regarded him as my good friend when he asked me to be his girlfriend.
It's just timing .Nothing wrong with him .
we expect guys to make a first action at the right timing too much .
sometimes We need a little push (nicely ) to start relationship .